1 Website operators
1.1 This website (tradeinformationnetwork.com) and all related pages (the Website) is operated by:
(a) Australia and New Zealand Banking Group Limited (Level 4, 100 Queen Street, Melbourne VIC 3000, Australia - ABN 11 005 357 522);
(b) BNP Paribas S.A. (16 Boulevard des Italiens, 75009 Paris, France);
(c) Citibank, N.A. (28th Floor, 388 Greenwich Street, New York NY);
(d) Deutsche Bank AG (Taunusanlage 12, 60325 Frankfurt, Germany) - full details in accordance with Clause 5 Telemediengesetz to be found at www.db.com/company/en/imprint.htm;
(e) Banco Santander, S.A. (Avda. De Cantabria, s/n. Boadilla del Monte, 28660 Madrid, Spain);
(f) HSBC Bank PLC, a company, registered in England authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority with registration number 14259, whose address is 8 Canada Square, London E14 5HQ, United Kingdom; and
(g) Standard Chartered Bank (8 Marina Boulevard, Marina Bay Financial, L22, 018981, Singapore with its principal offices located in England and Wales at 1 Basinghall Avenue, London EC2V 5DD),
each individually a Bank and together the Banks.
2.1 This disclaimer (the Terms) govern your access to, and use of, the Website.
2.2 You must read the Terms carefully because, by continuing to access and use the Website, you are deemed to have understood and to have unconditionally agreed to the Terms.
2.3 If you do not agree to the Terms then you must immediately navigate away from the Website and must not use the Content (defined in §4 (Content)).
3.1 The trademarks and service marks used on the Website (collectively, the Marks) are trademarks (whether registered or unregistered) and/or service marks owned by the relevant Bank or by the Banks' third party licensors.
3.2 Nothing contained on the Website is to be construed as the grant of any licence or right to use any of the Marks for any purpose whatsoever.
3.3 Unauthorised use of the Marks (or any Content (defined in §4 (Content)) is strictly prohibited and may violate trademark, copyright or other applicable laws.
4 Content and intellectual property
4.1 The Website may contain concepts, ideas, text, data, graphics, photographs, illustrations, artwork, names, logos, Marks and information connected with a Bank or the Banks and the "Trade Information Network" (the Content).
4.2 Except as is otherwise indicated on the Website, or implied by previous or other appropriation, the Banks are the joint owners of the copyright in the Content and of all related intellectual property rights.
4.3 You are not permitted (except where you have been given express written permission to do so by the Banks) to adapt, decompile, reverse-engineer or modify the Content (or any part of it).
4.4 The Content (or any part of it) may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way to any third parties for commercial gain or any other purpose.
4.5 You may not frame, link or deep-link the Website to any other website without the prior written permission of the Banks.
4.6 If you wish to frame or to set up a link/deep-link to the Website please contact the Banks by navigating to the "Contact" page of the Website.
5 No warranties or reliance
5.1 The Banks have attempted to ensure that the Content is accurate. However, notwithstanding the foregoing, the Content is provided AS IS and on an AS AVAILABLE basis and may not, therefore, be accurate or up to date and no Bank accepts any responsibility to inform you of any matter that subsequently comes to its notice, which may affect the accuracy of the Content.
5.2 The Banks do not guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any of the Content.
5.3 No responsibility or liability is accepted by or on behalf of the Banks (or any individual Bank) for any errors, omissions, or inaccurate Content. The Banks are separately and severally liable to any third person and no Bank provides any guarantee on behalf of any other Bank, nor on behalf of any other provider in relation to the Website.
5.4 No action should be taken (or omitted to be taken) in reliance upon the Content.
5.5 To the fullest extent permitted by applicable laws, neither the Banks nor any individual Bank accept any responsibility or liability for the results of any action taken (or not taken) on the basis of the Content.
5.6 All implied warranties, including (but not limited to) the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are excluded from these Terms to the fullest extent that they may be excluded under applicable laws.
5.7 The Banks do not warrant that the Website will be uninterrupted or error free or that any defects will be corrected.
6.1 Whilst the Banks use reasonable endeavours to protect the Website from computer viruses, worms, trojan, horses and other malwares (Viruses), the Banks do not warrant that the Website is free from such Viruses and accept no liability for any damage that may result from the transmission of any Viruses via the Website or via any files which are available for you to download from the Website.
7 Exclusion of liability
7.1 To the fullest extent permitted by applicable laws, each Bank expressly disclaims all liability howsoever arising whether in contract, tort (or deceit) or otherwise (including, but not limited to, liability for any negligent act or omissions) to any person in respect of any claims or losses of any nature, arising directly or indirectly from:
(a) anything done, or the consequences of anything done or omitted to be done, wholly or partly in reliance upon the whole or any part of the Content; and
(b) the use of any data or materials on the Website or unauthorised access to the Website or otherwise.
7.2 You agree that the exclusions and limitations set out in these Terms are reasonable in light of the information-only nature of the Website.
7.3 Neither the Banks nor any of their respective directors, officers, employees, partners or licensors provide any advice and nothing in the Website or any links thereto should be taken as constituting advice of any kind and the Content contained on this Website does not constitute an offer to sell or a solicitation, or offer to buy. Nothing on the Website shall be construed as offering financing or credit, as financial, tax or legal advice.
8 General terms
8.1 Changes. The Banks reserve the right, at their discretion, to make changes to any part of the Website, the Content, or these Terms. If these Terms are amended, the Banks will publish details of the amendments on the Website. By continuing to use the Website you agree to be bound by these Terms as amended.
8.2 Severance. If these Terms or any part of them should be determined to be illegal, invalid or otherwise unenforceable under the laws of any state or country in which these Terms are intended to be effective, then to the extent that they are so illegal, invalid or unenforceable, they shall in that state or country be treated as severed and deleted from these Terms and the remaining Terms shall survive and remain in full force and effect and continue to be binding and enforceable in that state or country.
8.3 Governing laws and jurisdiction. These Terms are subject to English law and to the exclusive jurisdiction of the English courts.